The dividend model is designed for investors with a higher risk tolerance, seeking to achieve both capital growth and dividend income over the medium to long term.

This model focuses on investments with a high dividend yield, making it suitable for investors who are looking for steady cash flow and want to avoid the volatility associated with a portfolio that relies only on rising stock prices.

A dividend portfolio is a simulated portfolio composed primarily of dividend-paying stocks, mixed with fixed-income instruments such as bonds, as well as alternative investments, including oil and various metals.

Exposure to fixed income instruments (for example, bonds) and alternative investments (for example, metals and oil) is formed primarily by investing in exchange-traded funds based on the respective asset types.