The Conservative model has the goal to achieve a return, that outperforms the short-term government securities while protecting the portfolio from high risk.
This type a wallet is suitable for investors who have a lower tolerance for risk, are nearing or in retirement, or have a shorter time horizon for their investment goals.
The Conservative model represents a simulated portfolio composed mainly of investments with fixed income as bonds, combined with shares. This distribution achieves a balance between generating income and potential growth, as it gives priority on stability and preservation on capital.
Exposure to fixed-income instruments (for example bonds) and alternative investments (e.g metals and oil) is mainly through investing in exchange-traded funds based on the relevant types of assets.